MediSave
- Article last reviewed 18 July 2025
- 3 mins read
What is MediSave?
MediSave is a national medical savings scheme which helps individuals put aside part of their income into a savings account to meet their future personal or immediate family’s healthcare expenses.
Every working Singapore Citizen and Permanent Resident contributes 8 to 10.5 percent (depending on age group) of his or her monthly salary to their MediSave account. The MediSave balances may be withdrawn to pay for the healthcare bills of the account holder and his immediate family members.
Related: A Way to Reduce Outpatient Cost for Chronic Disease
Contributing to MediSave
Find out exactly how you are contributing to MediSave.
Withdrawal Limits
MediSave withdrawal limits have been set to ensure that Singaporeans have sufficient savings in their MediSave Account to meet their current and future basic healthcare needs. The withdrawal limits are generally adequate to cover most of the charges incurred at subsidised inpatient wards and outpatient treatments.
For a summary of what you can use MediSave for and their associated withdrawal limits, click here.
Medical Claims Authorisation Forms
The Medical Claims Authorisation Forms (MCAF) is used to authorise withdrawals from your MediSave account and claims from MediShield Life or your Integrated Shield Plan (IP) for your medical expenses. Authorisation can be readily provided through the MCAF (Multiple) on the Healthhub App. Find out more about the Medical Claims Authorisation Forms.
MediSave Usage For the Self-employed
Find out how much you should contribute to MediSave if you are self-employed.
Take Action
Track all your health appointments now with my Health's Appointments e-Service.
Contributed By
- Ministry of Health