Medishield Life insurance is health insurance coverage for Singapore citizens and Permanent Residents. What does MediShield Life insurance cover? Read on.

What is MediShield Life?

MediShield Life is a basic health insurance scheme that provides Singapore Citizens and Permanent Residents with universal and lifelong protection against large healthcare bills, regardless of age or health condition. While large healthcare bills are uncommon, the cost can be very high for the few among us who fall seriously ill. MediShield Life works by pooling financial resources from individuals in similar age cohorts, so we can each pay a smaller premium in return for assurance over large healthcare bills.  

MediShield Life helps to pay for large hospital bills and selected costly outpatient treatments such as dialysis and chemotherapy for cancer. As a basic health insurance scheme, its coverage is sized for subsidised treatment at public hospitals.  

Government Subsidies for MediShield Life 

The Government provides significant support to keep premiums affordable for Singapore Citizens and Permanent Residents, especially the vulnerable such as our elderly and lower-income. This includes:  

• Premium Subsidies for the lower- to middle-income 

• Special Pioneer Generation subsidies for Pioneers 

• Additional Merdeka Generation subsidies, on top of the Premium Subsidies above 

• Additional Premium Support for those who are unable to afford their MediShield Life premiums, even after subsidies and MediSave use, and have limited family support. 

 No one will lose their MediShield Life coverage due to an inability to pay premiums. 

 Please visit the MediShield Life website for more information. 
 

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