MediSave is the national medical savings scheme that helps individuals pay for their personal or immediate family's medical care. Learn about MediSave resources and usage. 

What is MediSave?

MediSave is a national medical savings scheme which helps individuals put aside part of their income into a savings account to meet their future personal or immediate family’s healthcare expenses. 

Every working Singapore Citizen and Permanent Resident contributes 8 to 10.5 percent (depending on age group) of his or her monthly salary to their MediSave account. The MediSave balances may be withdrawn to pay for the healthcare bills of the account holder and his immediate family members. 

Related: A Way to Reduce Outpatient Cost for Chronic Disease 

Contributing to MediSave

Find out exactly how you are contributing to MediSave. 

Withdrawal Limits

MediSave withdrawal limits have been set to ensure that Singaporeans have sufficient savings in their MediSave Account to meet their current and future basic healthcare needs. The withdrawal limits are generally adequate to cover most of the charges incurred at subsidised inpatient wards and outpatient treatments. 

For a summary of what you can use MediSave for and their associated withdrawal limits, click here. 

Medical Claims Authorisation Forms

The Medical Claims Authorisation Forms (MCAF) is used to authorise withdrawals from your MediSave account and claims from MediShield Life or your Integrated Shield Plan (IP) for your medical expenses. Authorisation can be readily provided through the MCAF (Multiple) on the Healthhub App. Find out more about the Medical Claims Authorisation Forms. 

MediSave Usage For the Self-employed

Find out how much you should contribute to MediSave if you are self-employed. 

Take Action 

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